Blog
Insights on tracking your wealth, growing your net worth, and making smarter financial decisions.
Bed and ISA Explained: Rules, the 30-Day Rule and the Catch
What Bed and ISA is, how the rules work, the capital gains tax angle, why the 30-day rule does not block it, and the disadvantages to weigh up first.
How Much Do You Need to Retire in the UK?
A practical framework for your retirement number: a good monthly income, how the 4% rule turns it into a pot size, and where the State Pension fits in.
How Many ISAs Can I Have? The UK Rules, Simply Explained
You can hold any number of ISAs and, since 2024, pay into several of the same type in one year - as long as you stay within the single £20,000 allowance.
Dividend Tax in the UK, Explained
The £500 dividend allowance, the 8.75%, 33.75% and 39.35% rates, how dividends stack on your income, and the simplest ways to pay less.
Retiring Before 57: The Pension Bridge Explained
You usually cannot touch your pension until 57 from 2028. To retire earlier you need a bridge of accessible savings. Here is how to size it.
What is Coast FIRE? The Milestone Worth Aiming For
Coast FIRE is the point where your existing investments will grow into your retirement number on their own - so you can stop saving and just cover today's costs.
ISA vs SIPP vs LISA: Which Wrapper for Which Goal?
A clear comparison of the stocks and shares ISA, the SIPP and the Lifetime ISA - tax relief, access ages, allowances and bonuses - so you can decide where your next pound should go.
Joint ISAs and Couples: How It Really Works
There is no such thing as a joint ISA - ISAs are always individual. But couples have a bigger combined allowance and some powerful shared-planning moves.
How to Track and Grow Your Net Worth in 2026
A complete guide to understanding, measuring, and increasing your personal net worth - with practical steps you can take today.
How to Plan for Retirement in Your 30s (and Why Starting Early Matters)
Your 30s are the most powerful decade for building retirement wealth. Here's a practical plan - with the maths to prove why starting now matters so much.